Capital for Texas (C4T) small business loan program

The Texas Department of Agriculture (TDA) is working with Community Development Financial Institutions (CDFI), to lend and manage funds allocated to TDA for its Capital for Texas Program (C4T).

C4T is designed to increase rural communities small businesses’ access to capital and enable private entrepreneurs to make market-driven decisions to grow jobs, assist their growth potential and employment capabilities through partnering community development financial institutions.

This program supports TDA’s goals of empowering rural communities and cultivating winning strategies for rural Texas, by providing finance options to small businesses and manufacturers that are creditworthy, but are not getting the loans they need to expand and create jobs. TDA anticipates the actual range of loans for the C4T program will be in the range of $5,000 to $350,000, with an average investment less than $100,000.

Community Development Financial Institutions (CDFIs)

TDA is working with the following CDFI's to administer the funds of this program. Please take a moment to review each of their website to see which lender might fit your needs.



C4T Program Contacts

Roxana Newton
Economic Development Project Controller
(512) 463-2537

Use of Funds
The loan proceeds must be used for a “business purpose.” 

Includes, but not limited to:
  • Startup costs
  • Working Capital
  • business procurement
  • franchise fees
  • equipment
  • inventory